Where to invest money
If you suddenly have a free amount of money, or you have been saving for a long time and hard to secure a decent future for yourself, then your savings should work no less than you. Money loves the movement, otherwise they will be eaten by inflation, or a mole in a stocking, where you keep your nest egg. Nowadays, everyone can become an investor. The main risk in investments is scammers. Modern Ostap Benders everywhere, so do not rush into risky adventures. At least, not having due experience.
In the early stages of development, invest securely. This will help you banks, business friends and good ideas. If you are not inclined to trust first, then you can be reassured - a truthful bank rating has long been created, which allows you to track the most reliable commercial banks. These names are on everyone's lips: Sberbank, Agricultural Bank, VTB and a couple of slightly less well-known banks. Open a contribution. It is desirable for a certain period - in this case, banks offer a larger percentage. This is the most reliable, but not the most profitable way to invest your money.
Buy real estate. This is always true. If you have free several millions and a little time, it is better to buy real estate in the secondary market (if you live in a small city with a population of less than 500 thousand), and real estate in primary markets - if you are a metropolis resident. There are reasons for this. If you live in a small town, then the large-scale "elite" real estate will not be in great demand, if you want to sell it in the future, but the economy-class quality housing will always be relevant. The most important thing when investing in middle class real estate is the surrounding infrastructure. Carefully choose the area, and pay attention to the general condition of housing - the area, height of ceilings, the condition of the house. Even if you purchase, real estate is not the best kind from the inside - you can always invest a little in repairs, and real estate will pay back not only investments and efforts, but also bring considerable profit.
The main thing is a quality base. If you live in a big city, it is most advisable to invest in new buildings. At the same time, it is important to determine the reliability and reputation of the developer, and of course, the further development plan of the district, from the local municipality at the stage of the “pit”. In addition, many developers can take into account your desires when designing your area. Thus, you can make a truly exclusive housing that pays off instantly. Of course, with individual design, the price of real estate will be slightly higher, and even provide such services, only the developers of luxury housing in large cities. In this case, you need to proceed only from your free budget, and further desired goal.
Open a joint business with partners. The first rule is that partners must be reliable, it is extremely difficult to determine, and there is no single scheme for identifying dishonest partners. Here, as they say, at your own peril and risk. Also, experienced businessmen warn against sharing business with friends and relatives. This is also the place to be. Therefore, if you still start doing business with people from this category, then do not forget to discuss everything in advance and document it. There is nothing to rely on the words and mutual promises on a particular transaction. Not a single business has suffered, from competent documentation. If you take it as a rule for yourself, then perhaps this will ensure a good flow of business, and mutual understanding with your partners.
Where to invest money so that they work for you?
If you are a happy owner of free cash, then there are a lot of business incubators, whose “chickens” will demonstrate their idea to you in detail, with a business plan for the next few years and a phased implementation method. Sometimes, it is from such young businessmen that owners of well-known business projects are obtained, with multimillion-dollar incomes. Take one day. Perhaps this will push you to an interesting idea or reduce to useful people. You can help a novice businessman by investing your own money in his idea, receiving in return a profit, a share of business and the laurels of a generous and intelligent investor.
And finally, if you have an original idea for a business, then do not be afraid to start. Perhaps your idea will provide you well-being for many years. But do not rush into the pool with his head. Analyze, study the market of the chosen direction, mark all possible pitfalls and enlist the support of a good lawyer, and start investing in your idea. Many large-scale projects were born in the head, it would seem, to ordinary workers. Therefore, show a little more courage, and develop your idea. Connect the "fresh minds" and their abilities. This will certainly help you. Now, the state actively finances small business, and even enters into the share of the enterprise they like, of course, attracting additional investments. All this will contribute to your development in business, and the implementation of the conceived project.
The most important thing in the right investment is self-development. Actively study, even if there is very little time left after the main work. This will help you to stop working for a stranger, and will be the first step towards financial support for your future and your present.
On this topic:
How to invest money?
3 business ideas that can start without start-up capital
